This edition is focus on providing answers to the question raised by a reader on the article “The entertainer and the need for encourage damaged insurance”(Business vehicles to be towed over day,August 1,2016)

In that article, we stated that Leadway Assurance will bear the reasonable cost of towing a damaged vehicle from the scene of the accident for a sum up to N30,000.00. To that end, the reader wanted to know whether we would come to the aid of an itinerant entertainer whose car was insured in Lagos but was involved in an accident in Port Harcourt. Is the sum enough to tow the vehicle back to Lagos? If not, would the policyholder have to pay the difference?

The answer is no! The damaged vehicle of the said entertainer – or, indeed, any other policyholder – does not need to be towed all the way back to Lagos. Instead, with our offices strategically located across the length and breadth of Nigeria, the vehicle would only need to be towed to the nearest available repair centre pre- qualifed by us. In other words, our footprints are everywhere: from Lagos, the ‘City of Excellence’, to Sokoto, the ‘Seat of the Caliphate’, to Bayelsa, the ‘Glory of all Lands’, Leadway Assurance is poised to provide services that ensure you obtain the full benefits  of insurance wherever you happen to find yourself in the country.

Most importantly, the company does not encourage damaged vehicles to be towed over long distance, which is neither safe for the vehicle nor cost-efficient for all concerned. That said, you can be rest assured that our policies are in tune with our customers’ needs, hence the inclusion of an option to increase your towing limit for an increased premium if you so choose.

Furthermore, the product
in question – Leadway 
Auto Plan (LAP) – is fully comprehensive. It provides for compensation beyond 
the accident itself, including loss of the vehicle, and indemnifies against damage to third-party vehicles and/or property, as well as third-party personal injury or death. Medical expenses on both the insured and the occupants of the other vehicles are pegged at N100,000.00. Furthermore, LAP covers for permanent disability to the insured as a result of the accident to a limit of N1,000,000.00, and up to the same amount for damage to the property of the third party.

Finally, the Leadway Household Automobile and Personal Accident policy (L-HAPPy) insures more than just your vehicle. It covers your household building, along with the occupiers and your vehicle(s), including compensation for legal liability in relation to these assets.

Leadway Assurance, one of Nigeria’s leading insurance companies, has been tried and tested for almost half-a-century. We are renowned for our integrity and the speed with which we process claims. Whether you are a celebrity or not, you can count on our track record of reliability to insure all that you hold dearest – your life, your assets and your business.

So call us today on any of the following lines: (01) 2800 700, 2800 701, 0908 404 0404, 0812 999 7070 to and out more about L-HAPPy or the Leadway Auto Plan package that is right for you. You can also send an email to:, or for more information on joining the league of happily insured Nigerians.


visit our contact page to see the location nearest to you.